What Does a Title Company Do?

If you’ve ever sold a house or even just begun the process of looking into it, you may be familiar with title companies. They represent a necessary step in any home sale, but why is that? What does a title company do exactly, and why do you need one? Let’s take a look at what these companies bring to the table before a closing and see if we can shed some light on why they’re such a key part of the process.

So What Does a Title Company Do Exactly?

Early on in our conversations with sellers, we explain that for any transaction to proceed we will need to bring an Ohio title company into the fold. Since they frequently come back with the question “What does a title company do?” we’ve had some practice explaining it. Before someone can understand what exactly a title company does, however, it’s helpful to know what a title company actually is. With that in mind, here are some key characteristics all title companies should share.

3 Traits of Great Title Companies

a red circle inside of which two hands are shaking with a dollar sign floating above them.

Neutral

At Upward Home Solutions, we work with the team over at PM Title on a regular basis. They have been involved in so many of our closings that we’ve long since lost count. It’s tempting to casually refer to them as “our title company” because we don’t really use anyone else, but of course, they are not ours. Every title company is very much its own entity, and that’s the way it should be.

A title company is a third-party actor in home closings. This separation is necessary to ensure the integrity of the deal. So while we love how PM Title is always willing to help out the sellers we work with (definitely check out Bonnie’s story), we don’t tell them how to do what they do.

What does a title company do? It makes closing your home easier and safer as demonstrated by these four young men in business clothes and ties signing contracts on an eggshell white table.
What does a title company do? It makes sure every transaction is 100% on the level.

Regulated

In order to protect the interests of buyers and sellers, a title company must adhere to special laws when closing a home. They must also check quite a few boxes just to open their doors and start a title insurance company at all. While those state insurance requirements can be a little different from state to state, buyers and sellers can rest assured that there is really no such thing as a “fly by night” or unregulated title company. Ohio’s title insurance laws stipulated way back in 1967 that Columbus, Ohio title companies (the city in which our UHS team operates) must meet a strict definition of what a title company is in order to do business as such.

The government has these types of regulations around how title companies operate for a reason. Property sales involve trust, and this regulation allows all parties to transact much more safely. That leads to the third characteristic we’ve come to expect from the title company we work with.

Consistent

There is no typical day-to-day for our home renovation team. A baseball team, likewise, would be pretty silly to play each of their opponents the exact same way. In some professions, things change based on the circumstances, but that isn’t so much the case for title companies. At least not when it comes to the process that buyers and sellers are a part of.

By the time a title company completes their process and it’s time to close, you can pretty much expect the same thing every time. So what does a title company do? They provide trust, consistency, and safety.

What Does a Title Company Do?

At the end of the day, a title company’s primary job is to coordinate your real estate transaction. After a purchase agreement is signed between the buyer and seller, it gets turned over to the title company. That company then begins coordinating the closing.

During this process, they do the research necessary to verify the status of your title and any liens and they check a variety of other necessary boxes to finalize the home sale.

When it’s closing time (cue the music), your title company will work with you (the seller) to set up a time and place for signing all the final papers. They’ll also coordinate with you on how you want your funds delivered.

Miniature house with a set of keys on a wooden table.

Title companies do a whole variety of things to ensure your home sale is bona fide, safe, and as smooth as possible. If you have any further questions, feel free to give us a ring or learn more about the housing and home sale markets in 2021.

Selling a House During the Pandemic

If you’re wondering what is the best method for selling a house during the pandemic, Upward Home Solutions has a service to help you.

These are stressful and uncertain times. First and foremost, I’d like to extend our best to you and your family. Our top priority is promoting public health and safety. Together, we hope you are taking the necessary precautions along with us to stop the coronavirus in its tracks. 

selling a house during the pandemic of COVID 19

Unfortunately, the fear and fallout surrounding this pandemic are not confined even to our physical wellbeing. For many in our community, this situation is also a financial concern.

Many homeowners are realizing that finding a realtor and listing on the MLS has never been more difficult than it is right now.  When you list with a realtor, you are contracting with someone to help you sell your home. Upward Home Solutions works differently. We want to buy your home. We will give you cash for my house.

For homeowners, selling a house during the pandemic presents some unique problems. We buy your house.

Here’s some good news for homeowners:

Home prices remain strong despite a very volatile stock market. Equity in homes has never been higher. Selling real estate is still a viable option, despite it being difficult to find a realtor and go through that whole process for selling a house during the pandemic.

At Upward Home Solutions, we believe that now, more than ever, the first priority of any business should be to lift up its community. We understand the constraints that a tough market can put on a homeowner’s wallet. So if our services can help you with selling a house during the pandemic, we want to hear from you. 

selling a house during the pandemic is tough

What is the process of selling a house during the pandemic?

If you were counting on selling in the near future, you might be wondering how in the world to do that now. Many things have changed about selling a house during the pandemic.

Upward Home Solutions remains in a unique position to buy your home quickly. We can streamline the process and put cash in your hand when you really need it—no waiting on bank approvals or inspections. We’ll close on your timeline, in as little as a couple weeks. 

We are buying houses, and people are still selling a house during the pandemic. New procedures keep you and your family safe while eliminating stress and uncertainty.

Rental Properties

Many landlords have been watching governmental developments. Those relying on rental property income for their own bills may have trouble with the moratorium on evictions. The laws seem to change weekly. It’s a headache keeping up with all the new rules.

We get it. Selling a house during the pandemic is a tricky situation.

If you are a landlord and you’re wondering about selling a house during the pandemic, UHS is in a position to purchase property regardless of occupancy or lease status. We will assume your risk and all that goes with it. 

How we are adjusting our services for selling a house during the pandemic:

As mentioned above, health and safety remain priority number one. Thankfully, UHS is able to limit and do away with the need for close proximity as we fight the spread of this virus. When selling a house during the pandemic, you will want to be extra careful.

If you’re curious about your options with UHS, we’ll get you on a phone call with Amy, who can answer any questions you have and outline our process in more detail to help you with selling a house during the pandemic.

greetings when selling a house during the pandemic

After a quick greeting with Tim at your appointment, don’t be offended when he keeps his distance. We’re being very cognizant of health protocol. Tim’s car will remain stocked with hand sanitizer and wipes, and you have our word that he won’t go on any appointments if he or anyone in his family is feeling unwell. Tim always wears a face mask to every appointment.

Tim will take photos and videos of your house so that we can assess value without sending anyone else to walk through your property. However, we are also offering two alternatives to in-person appointments.

  1. We can make “curb offers” where we don’t even have to come into the house. 
  2. Homeowners can leave keys for us in a lockbox and we can go through when no one else is there. 
Tim Smith headshot photo
Tim Smith

As always, meeting with Tim and getting an offer doesn’t mean you have to sell your house to us. We would never pressure you into doing something that isn’t right for you. Our business has always been based on trust. Meeting with Tim simply gives you one more option that you didn’t have before for selling a house during the pandemic.

If you need a fast house sale, we can finish the purchase of your house in less than a week.

Homeowners do not even have to show up in person to the closing. 

We use digital signatures for the contracts and for closing documents. Recently, Upward Home Solutions purchased a home from a man who lives in the Caribbean. We never met the homeowner in person. Nonetheless, we were able to use a notary in his home country, digital signatures, and a wire transfer for payment.

At the end of the day, selling a house from a remote location is always difficult. Selling a house during the pandemic is even harder. Fortunately, Upward Home Solutions is an expert in non-traditional sales.

We’re In This Together

Stay safe, stay strong. If there’s anything our business can do to help you, please let us know. Selling a house during the pandemic is a unique situation. Nonetheless, we have many ways to help.

We built Upward Home Solutions on a belief in community and on finding ways to serve ours. If we can help in your situation, please let us know.    

Amy is ready to answer your call. She will explain our process for selling a house during the pandemic.

614-705-0866

73D38F14 9043 4F37 A72F B2E4E2300699
The Team at Upward Home Solutions

More About Upward Home Solutions

Upward Home Solutions has been helping homeowners since 2005. We have bought hundreds of houses in Columbus, OH. If you want to sell my house fast, there’s no company with more experience and professionalism. UHS is Central Ohio’s #1 company for buying homes from people who are selling a house during the pandemic.

Maybe you have seen the “we buy houses” signs. That’s not us. Our business is built on relationships. Our best source of houses comes from referrals.

You can read reviews from happy clients.

Selling a house during the pandemic is safest with Upward Home Solutions. So if you’re wondering, How can I sell my house online? we’re here to help.

We specialize in difficult situations. Realtors are wonderful, but they aren’t right for everyone. When selling a house during the pandemic, selling to cash buyers like Upward Home Solutions may be your best option.

My situation is unique

We work with homeowners in unique situations everyday. Tim S is amazing when with working with families or couples who disagree on what should be done with the home.

UHS buys inherited houses that are in probate. We can help with the transition to senior care or a nursing home.

If you owe taxes or have liens, we can help. If your house is messy, you can take what you want and leave the rest. You can sell my house as is fast.

Upward Home Solutions can make selling a house during the pandemic less stressful, emotionally, and financially.

Find A House, Get $$: Our Referral Program

Find A House, Get $$: Our Referral Program

We pay you for each and every referral that leads to a sale.

Upward Home Solutions is looking for people who want to partner with us in our mission to revitalize neighborhoods, one house at a time.

Know of a house in need of a fix-up? You don’t have to own it and it’s easy to submit a lead. Click here to get started.

Columbus’ Own Fixer Upper Couple


Have you ever wondered where the Fixer Upper power couple, Chip and Joanna Gaines, find the houses for their business? They have a network of people who are constantly searching for their next flip. Of all those homes, they then choose one that has good bones, lots of potential, and a fair asking price.

The Owners, Tim and Katie

Tim and Katie are the fixer-upper power-couple in Central Ohio, and they’re looking for their next renovation. But they need help.

our referral program is the best
Tim and Katie

Do You Know A House That Fits These Descriptions?

**Do you know of a vacant house in your neighborhood? The windows are always dark, no one shovels the sidewalk in the winter or mows the grass in the summer. You don’t remember how long it’s been since you’ve seen a car in the driveway.

**Maybe you have an uncle who is retired. He lives alone and hasn’t done much to the house since he bought it 30 years ago. There is wallpaper in the hall and a pink sink in the bathroom. Your uncle has been talking about how nice it would be to buy a condo in Florida and be a beach bum, but something is holding him back.

**Or perhaps you have a good friend who owns a rental house. At girl’s night out, she was talking again about how freakin’ hard it is to find a good tenant. Her husband hates spending weekends doing handyman jobs at the property and it’s stressing them both out. They like the income, but there’s just too much going on right now to handle it all.

We want to hear from you!

Upward Home Solutions has services to fit every need.

We buy houses as-is so people don’t have to fix them up. Even better, they can take the stuff they want and leave the rest.

Our company uses technology to help people who have mobility issues or live out of state. We recently bought a house from a man who lives in the Caribbean. He did not have to travel back to Ohio for the closing, saving him time and money. Moreover, our title agency will come to you, even if that means driving to meet you at a nursing home.

We recently had one elderly couple who were ready to move on to the next stage in their lives. We were thrilled to be able to offer a win-win solution, and check out the amazing transformation we put their house through!

And many of these amazing properties come to us from our network of friends, Realtors, and through social media.

How It Works

1. Send Us The Info

You give us as much info as you know about the house. At a minimum, we need a property address. If you know the name, phone number, and/or email address for the owner, that’s even better. But don’t worry if you don’t have the owner’s contact information. We can figure that out.

Email information to Upward@614Houses.com

Call us at 614-705-8066

Submit the information on this form.

Be sure to include your contact information because we will tag the lead with your name. That’s how we know who to pay!

2. We will take it from there.

We’ll contact the homeowner. If the homeowner is interested in selling, we will set up an appointment to visit the house and make an offer.

3. If they accept the offer, Upward Home Solutions will give you $100.

You get your choice of a Cameron Mitchell gift card, an Amazon gift card, or cash. We will get in touch with you and ask you how you would like to receive your gift.

It’s that easy! One email or phone call is all it takes to get the process started.

cash for your referral

Check out our Referral Program FAQ or give us a call if you have any further questions!